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If You Suspect Identity Thef

IF YOU SUSPECT IDENTITY THEFT

     For free help, head straight for the U.S. government’s Federal Trade Commission (FTC) site, which offers comprehensive information and help. (Or, if you live outside the U.S., it may well be that your own government offers free help of this type.) Google lists many sources of help, but most of them charge, while the FTC is absolutely free.

http://www.ftc.gov/bcp/
edu/microsites/
idtheft/

FREE CREDIT REPORTS

     The U.S. Congress has passed a law that Americans are entitled to one free credit report from each of the three major credit reporting companies during a twelve-month period. Checking your credit report is a quick way to find out if someone actually has stolen your identity. To access one of your three free annual credit reports online, click below. The program will ask questions that only you know how to answer, giving you access to your own private file. If you think your credit MAY have been compromised in some way, you can ask the credit reporting agencies to institute a 90-day credit watch at no charge to you.

https://www.annualcreditreport.com/cra/index.jsp

MORE FREE IDENTITY THEFT INFORMATION

     THE PRIVACY RIGHTS CLEARINGHOUSE has more good information on identity theft prevention and protection:

http://www.privacyrights.org/identity.htm

REPORT AN INTERNET CRIME

     To read about the latest criminal catches, come to the U.S. Department of Justice’s website. You can also report a cyber crime here.

http://www.cybercrime.gov/




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